Affordable loan modification program

You may be current on your mortgage payments, but owe more than your home is worth. Contact your servicer or a housing counselor for more information. If you have a loan that is insured or guaranteed by the Department of Veterans Affairs VA , you may be eligible for a program through that government agency. Struggling homeowners of eighteen states and the District of Columbia who qualify for HHF funds, may receive help through loan modification, mortgage payment assistance, and transition assistance programs.

Deadline for application is December 31, Get Started. Applicant Eligibility: Mortgagors with FHA-insured mortgages that do not qualify for other loss mitigation programs and with adequate debt-to-income ratios. Homeowners must successfully complete a trial payment plan before becoming a full participant in the program.

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